Natural hazards · Milan

Milan, IN natural hazards

Most of the natural-hazard damage FEMA expects in Milan comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milan to be higher than in 76% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding67%Tornadoes18%Strong wind6%Everything else9%

By hazard

What Milan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 19 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milan flood?

FEMA's records show no paid flood insurance claims in Milan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ripley County.

Disasters that hit Milan

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milan itself: aid to households, or repair grants to the Town of Milan.

Brought FEMA money into MilanDeclared for Ripley County only

2012

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid $8K aid approved

2008

Severe Storms and Flooding

76 households applied for aid $5K aid approved

2008

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $8K aid approved

Ripley County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Milan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.