Natural hazards · Mentone

Mentone, IN natural hazards

Most of the natural-hazard damage FEMA expects in Mentone comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2009. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mentone?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mentone to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves23%Tornadoes21%Strong wind9%Everything else11%

By hazard

What Mentone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Cold waves

23% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 40 years in the area

Strong wind

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mentone flood?

Every paid claim on a federal flood insurance policy in Mentone, from FEMA’s records.

2paid claims since 2009

$17Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mentone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kosciusko County.

Disasters that hit Mentone

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mentone itself: aid to households, or repair grants to the Town of Mentone.

Brought FEMA money into MentoneDeclared for Kosciusko County only

2009

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $9K aid approved

2008

Severe Storms and Flooding

4 households applied for aid $14K aid approved $3K to the Town of Mentone for repairs

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2000

Snow

$2K to the Town of Mentone for repairs

1999

In-Winter Storm 12/23/98

$5K to the Town of Mentone for repairs

Kosciusko County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mentone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mentone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mentone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Mentone, IN natural hazards

How exposed is Mentone?

What Mentone faces

Inland flooding

Cold waves

Tornadoes

Strong wind

Lower here

Not a risk here

Does Mentone flood?

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Snow

In-Winter Storm 12/23/98

How to read this page

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