Natural hazards · Maumee

Maumee, IN natural hazards

Most of the natural-hazard damage FEMA expects in Maumee comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maumee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maumee to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding69%Tornadoes17%Everything else14%

By hazard

What Maumee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 25 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maumee flood?

FEMA's records show no paid flood insurance claims in Maumee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maumee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Maumee

Federal disasters declared here

None of the disasters declared for Allen County shows FEMA aid or repair money reaching Maumee itself in FEMA’s records.

Brought FEMA money into MaumeeDeclared for Allen County only

Allen County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Maumee

Maumee and the towns around it

Very lowLowModerateHighVery high

Carryallmostly inland floodingModerate

Maumeemostly inland floodingLow

Milanmostly inland floodingLow

Harrisonmostly inland floodingLow

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maumee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maumee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maumee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.