Natural hazards · Marion

Marion, IN natural hazards

Most of the natural-hazard damage FEMA expects in Marion comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 86 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Marion?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marion to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes21%Everything else19%
By hazard

What Marion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

21% of expected damage
Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marion flood?

Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.

86paid claims since 1982
$1.2Mpaid to owners
7homes flooded more than once
19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.

What’s been done with FEMA grants

23flood-prone properties bought out and cleared
Disasters that hit Marion

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marion itself: aid to households, or repair grants to the City of Marion.

Brought FEMA money into MarionDeclared for Grant County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

56 households applied for aid $36K aid approved
2008

Severe Storms, Flooding, and Tornadoes

107 households applied for aid $31K aid approved
2007

Snow

$34K to the City of Marion for repairs
2005

Severe Winter Storms and Flooding

224 households applied for aid $151K aid approved $124K to the City of Marion for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $4K aid approved
2003

Severe Storms, Tornadoes, and Flooding

57 households applied for aid $141K aid approved
2000

Snow

$13K to the City of Marion for repairs
1999

In-Winter Storm 12/23/98

$28K to the City of Marion for repairs
Grant County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marion covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Marion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marion total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01