Natural hazards · Lynn

Lynn, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lynn comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynn to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes28%Strong wind5%Everything else11%

By hazard

What Lynn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 15 years in the area

Strong wind

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynn flood?

FEMA's records show no paid flood insurance claims in Lynn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lynn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Lynn

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lynn itself: aid to households, or repair grants to the Town of Lynn.

Brought FEMA money into LynnDeclared for Randolph County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

12 households applied for aid $94K aid approved

2008

Severe Storms, Flooding, and Tornadoes

33 households applied for aid $62K aid approved

2005

Severe Winter Storms and Flooding

156 households applied for aid $78K aid approved $27K to the Town of Lynn for repairs

2004

Snow

$5K to the Town of Lynn for repairs

2003

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $9K aid approved

1999

In-Winter Storm 12/23/98

$4K to the Town of Lynn for repairs

Randolph County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lynn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lynn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.