Natural hazards · Loogootee

Loogootee, IN natural hazards

Most of the natural-hazard damage FEMA expects in Loogootee comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loogootee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loogootee to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes16%Earthquakes12%Strong wind9%Everything else13%

By hazard

What Loogootee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 78% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loogootee flood?

FEMA's records show no paid flood insurance claims in Loogootee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loogootee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Martin County.

Disasters that hit Loogootee

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Loogootee itself: aid to households, or repair grants to the City of Loogootee.

Brought FEMA money into LoogooteeDeclared for Martin County only

2008

Severe Storms and Flooding

11 households applied for aid $4K aid approved

2005

Severe Winter Storms and Flooding

3 households applied for aid $4K aid approved

2004

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $992 aid approved

Martin County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loogootee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loogootee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Loogootee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.