Natural hazards · Lizton

Lizton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lizton comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lizton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lizton to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes13%Cold waves8%Everything else21%

By hazard

What Lizton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lizton flood?

FEMA's records show no paid flood insurance claims in Lizton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lizton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Lizton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lizton itself: aid to households, or repair grants to the Town of Lizton.

Brought FEMA money into LiztonDeclared for Hendricks County only

2008

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $3K aid approved

2007

Snow

$2K to the Town of Lizton for repairs

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $695 aid approved

2003

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $19K aid approved

1999

In-Winter Storm 12/23/98

$801 to the Town of Lizton for repairs

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lizton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lizton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lizton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Lizton, IN natural hazards

How exposed is Lizton?

What Lizton faces

Inland flooding

Tornadoes

Cold waves

Lower here

Not a risk here

Does Lizton flood?

5 federal disasters brought FEMA money here

Severe Storms, Flooding, and Tornadoes

Snow

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

In-Winter Storm 12/23/98

How to read this page

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