Natural hazards · Linden

Linden, IN natural hazards

Most of the natural-hazard damage FEMA expects in Linden comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linden?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linden to be higher than in 7% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding29%Cold waves19%Drought13%Strong wind11%Tornadoes10%Earthquakes6%Everything else13%

By hazard

What Linden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Drought

13% of expected damage

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

6% of expected damage

Above average · higher than 70% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linden flood?

FEMA's records show no paid flood insurance claims in Linden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Linden

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linden itself: aid to households, or repair grants to the Town of Linden.

Brought FEMA money into LindenDeclared for Montgomery County only

2005

Severe Winter Storms and Flooding

2 households applied for aid $3K aid approved

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $637 aid approved

Montgomery County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Linden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.