Natural hazards · Lagro

Lagro, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lagro comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lagro?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lagro to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes19%Cold waves11%Strong wind7%Drought7%Everything else8%

By hazard

What Lagro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 12 years in the area

Cold waves

11% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lagro flood?

Every paid claim on a federal flood insurance policy in Lagro, from FEMA’s records.

2paid claims since 1979

$12Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lagro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wabash County.

Disasters that hit Lagro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lagro itself: aid to households, or repair grants to the Town of Lagro.

Brought FEMA money into LagroDeclared for Wabash County only

2008

Severe Storms, Flooding, and Tornadoes

$3K to the Town of Lagro for repairs

2007

Snow

$1K to the Town of Lagro for repairs

Wabash County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lagro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lagro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lagro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.