Natural hazards · Lagrange

Lagrange, IN natural hazards

Most of the natural-hazard damage FEMA expects in Lagrange comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lagrange?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lagrange to be higher than in 10% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes21%Strong wind12%Cold waves12%Hail6%Everything else9%

By hazard

What Lagrange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 90 years in the area

Strong wind

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lagrange flood?

Every paid claim on a federal flood insurance policy in Lagrange, from FEMA’s records.

3paid claims since 2006

$24Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lagrange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaGrange County.

Disasters that hit Lagrange

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lagrange itself: aid to households, or repair grants to the Town of Lagrange.

Brought FEMA money into LagrangeDeclared for LaGrange County only

2014

Severe Winter Storm and Snowstorm

$4K to the Town of Lagrange for repairs

2007

Snow

$4K to the Town of Lagrange for repairs

2000

Snow

$2K to the Town of Lagrange for repairs

LaGrange County has had 10 natural disasters declared since 1953, most often winter storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lagrange covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lagrange’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Lagrange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lagrange total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Lagrange, IN natural hazards

How exposed is Lagrange?

What Lagrange faces

Inland flooding

Tornadoes

Strong wind

Cold waves

Hail

Lower here

Not a risk here

Does Lagrange flood?

3 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Snow

Snow

How to read this page

Where to, neighbor?

Matches

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