Natural hazards · Knox

Knox, IN natural hazards

Most of the natural-hazard damage FEMA expects in Knox comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2018. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Knox?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Knox to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves25%Tornadoes21%Strong wind8%Everything else7%
By hazard

What Knox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once every 9 years in the area

Cold waves

25% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 83% of U.S. places

Strong wind

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Knox flood?

Every paid claim on a federal flood insurance policy in Knox, from FEMA’s records.

2paid claims since 2018
$46Kpaid to owners
0homes flooded more than once
20182026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Knox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Starke County.
Disasters that hit Knox

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Knox itself: aid to households, or repair grants to the City of Knox.

Brought FEMA money into KnoxDeclared for Starke County only
2018

Severe Storms and Flooding

15 households applied for aid $20K aid approved
2008

Severe Storms and Flooding

69 households applied for aid $151K aid approved $28K to the City of Knox for repairs
2007

Snow

$2K to the City of Knox for repairs
2005

Severe Winter Storms and Flooding

7 households applied for aid $12K aid approved
2000

Snow

$3K to the City of Knox for repairs
1999

In-Winter Storm 12/23/98

$4K to the City of Knox for repairs
Starke County has had 15 natural disasters declared since 1953, most often winter storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Knox covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Knox’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Knox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Knox total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01