Natural hazards · Knightstown

Knightstown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Knightstown comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Knightstown?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Knightstown to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes24%Everything else13%
By hazard

What Knightstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

24% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Knightstown flood?

FEMA's records show no paid flood insurance claims in Knightstown.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Knightstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.
Disasters that hit Knightstown

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Knightstown itself: aid to households, or repair grants to the Town of Knightstown.

Brought FEMA money into KnightstownDeclared for Henry County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

11 households applied for aid $79K aid approved
2008

Severe Storms, Flooding, and Tornadoes

10 households applied for aid $3K aid approved $133K to the Town of Knightstown for repairs
2007

Snow

$5K to the Town of Knightstown for repairs
2005

Severe Winter Storms and Flooding

1 household applied for aid $137 aid approved
2004

Snow

$5K to the Town of Knightstown for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved
1999

In-Winter Storm 12/23/98

$3K to the Town of Knightstown for repairs
Henry County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Knightstown is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Knightstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Knightstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01