Natural hazards · Kirklin

Kirklin, IN natural hazards

Most of the natural-hazard damage FEMA expects in Kirklin comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kirklin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kirklin to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding42%Tornadoes13%Cold waves12%Drought11%Strong wind8%Hail6%Everything else8%

By hazard

What Kirklin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 11 years in the area

Cold waves

12% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Drought

11% of expected damage

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kirklin flood?

FEMA's records show no paid flood insurance claims in Kirklin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kirklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Kirklin

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Kirklin itself in FEMA’s records.

Brought FEMA money into KirklinDeclared for Clinton County only

Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Kirklin

Kirklin and the towns around it

Very lowLowModerateHighVery high

Marionmostly inland floodingModerate

Clintonmostly inland floodingModerate

Kirklinmostly inland floodingModerate

Sugar Creekmostly inland floodingModerate

Johnsonmostly inland floodingModerate

Michiganmostly inland floodingModerate

Jacksonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kirklin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kirklin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kirklin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.