Natural hazards · Kimmell

Kimmell, IN natural hazards

Most of the natural-hazard damage FEMA expects in Kimmell comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kimmell?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kimmell to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes20%Strong wind9%Cold waves9%Drought6%Everything else9%

By hazard

What Kimmell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 24 years in the area

Strong wind

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kimmell flood?

FEMA's records show no paid flood insurance claims in Kimmell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kimmell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Kimmell

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kimmell itself: aid to households, or repair grants to Kimmell.

Brought FEMA money into KimmellDeclared for Noble County only

2009

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $11K aid approved

2008

Severe Storms and Flooding

2 households applied for aid $374 aid approved

2005

Severe Winter Storms and Flooding

1 household applied for aid

Noble County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Kimmell

Kimmell and the towns around it

Very lowLowModerateHighVery high

Kimmellmostly inland floodingLow

Spartamostly inland floodingLow

Yorkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kimmell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kimmell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kimmell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.