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Natural hazards in Kentland · FEMA

Kentland’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Kentland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2015. 4 federal disasters brought FEMA money into town.

36Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 36% of U.S. places
Main hazard
Inland flooding
54% of expected damage
Flood claims
2
paid since 2015 · $282K
Disasters paid out here
4
of 16 declared for Newton County

What stands out about Kentland’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Kentland flood? Rarely: 2 flood claims since 2015

Every paid claim on a federal flood insurance policy in Kentland, from FEMA’s records.

Paid flood claims, by year
2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 1 claim2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 20152020
20152026
2
paid claims since 2015
$282K
paid to owners
0
homes flooded more than once
$141K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Kentland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newton County.
Expected damage

How exposed is Kentland?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Where Kentland sits
Kentland
Very lowLowModerateHighVery high

Calmer than 1,218 of the 1,977 Indiana towns we cover.

Kentland is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding54%Cold waves20%Tornadoes11%Earthquakes6%Everything else10%
By hazard

What Kentland faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

54%of expected damage
Above average · higher than 51% of U.S. places
Recorded about once a year in the area

Cold waves

20%of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

11%of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 18 years in the area

Earthquakes

6%of expected damage
Above average · higher than 70% of U.S. places
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

4 federal disasters brought FEMA money to Kentland

Disasters that paid out in Kentland itself (aid to households or repair grants to the Town of Kentland) and its biggest flood years.

  1. 2008Severe Storms and Flooding32 households applied for aid$49K aid approved$10K to the Town of Kentland for repairs
  2. 2007Snow$3K to the Town of Kentland for repairs
  3. 2000Snow$2K to the Town of Kentland for repairs
  4. 1999In-Winter Storm 12/23/98$6K to the Town of Kentland for repairs
Disasters declared, by decade
Paid out in KentlandNewton County only

Newton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Were you here?

Old photos of Kentland after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Kentland archive →
Be ready

Get ready for what Kentland actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in January–March

The month each of Newton County’s 16 declared disasters began, since 1953.

4J
3F
2M
A
1M
J
1J
2A
1S
O
N
2D
Severe stormsWinter stormsFloodsHurricanesIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Kentland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kentland.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Kentland.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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