Natural hazards · Kendallville

Kendallville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Kendallville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2009. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kendallville?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kendallville to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes25%Strong wind12%Cold waves12%Everything else14%
By hazard

What Kendallville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once every 9 years in the area

Tornadoes

25% of expected damage
Well above average · higher than 90% of U.S. places

Strong wind

12% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 5 times a year in the area

Cold waves

12% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kendallville flood?

Every paid claim on a federal flood insurance policy in Kendallville, from FEMA’s records.

2paid claims since 2009
$31Kpaid to owners
0homes flooded more than once
20092026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Kendallville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Noble County.
Disasters that hit Kendallville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kendallville itself: aid to households, or repair grants to the City of Kendallville.

Brought FEMA money into KendallvilleDeclared for Noble County only
2014

Severe Winter Storm and Snowstorm

$16K to the City of Kendallville for repairs
2009

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved
2008

Severe Storms and Flooding

4 households applied for aid $5K aid approved
2007

Snow

$15K to the City of Kendallville for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2000

Snow

$4K to the City of Kendallville for repairs
1999

In-Winter Storm 12/23/98

$12K to the City of Kendallville for repairs
Noble County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kendallville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Kendallville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kendallville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kendallville total about $687K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Kendallville, INView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Kendallville is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01