Natural hazards · Kankakee

Kankakee, IN natural hazards

Most of the natural-hazard damage FEMA expects in Kankakee comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kankakee?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kankakee to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves26%Tornadoes23%Everything else12%

By hazard

What Kankakee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Cold waves

26% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 92 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kankakee flood?

Every paid claim on a federal flood insurance policy in Kankakee, from FEMA’s records.

3paid claims since 1982

$20Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kankakee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaPorte County.

Disasters that hit Kankakee

Federal disasters declared here

None of the disasters declared for LaPorte County shows FEMA aid or repair money reaching Kankakee itself in FEMA’s records.

Brought FEMA money into KankakeeDeclared for LaPorte County only

LaPorte County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Kankakee

Kankakee and the towns around it

Very lowLowModerateHighVery high

Galenamostly inland floodingLow

Willsmostly inland floodingLow

Pleasantmostly inland floodingLow

Centermostly inland floodingLow

Kankakeemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kankakee covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Kankakee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Kankakee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kankakee total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.