Natural hazards · Johnson

Johnson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Johnson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 48% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes36%Drought8%Tornadoes7%Everything else11%

By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

36% of expected damage

Well above average · higher than 86% of U.S. places

Drought

8% of expected damage

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 10 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

8paid claims since 1993

$90Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Storm: 1 claim, $26K
Mid-spring storms: 1 claim, $3K

of all homes
are insured

No community discount. Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Johnson

Federal disasters declared here

None of the disasters declared for Knox County shows FEMA aid or repair money reaching Johnson itself in FEMA’s records.

Brought FEMA money into JohnsonDeclared for Knox County only

Knox County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Johnson

Johnson and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

White Rivermostly inland floodingHigh

Claymostly inland floodingModerate

Johnsonmostly inland floodingModerate

Deckermostly inland floodingModerate

Vincennesmostly earthquakesModerate

Harrisonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Johnson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnson total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.