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Natural hazards · Jeffersonville

Jeffersonville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Jeffersonville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 144 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jeffersonville?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jeffersonville to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes26%Strong wind9%Cold waves7%Earthquakes6%Everything else4%
By hazard

What Jeffersonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 91% of U.S. places

Strong wind

9% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 6 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 48% of U.S. places
Recorded about once a year in the area

Earthquakes

6% of expected damage
Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jeffersonville flood?

Every paid claim on a federal flood insurance policy in Jeffersonville, from FEMA’s records.

144paid claims since 1978
$3.0Mpaid to owners
28homes flooded more than once
19782026

Biggest named events

  • Central U.S. April Flooding: 11 claims, $910K
  • Mid-spring storms: 9 claims, $152K
  • Not a named storm: 6 claims, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (13) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Jeffersonville is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Clark County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Jeffersonville

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jeffersonville itself: aid to households, or repair grants to the City of Jeffersonville.

Brought FEMA money into JeffersonvilleDeclared for Clark County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$228K to the City of Jeffersonville for repairs
2018

Severe Storms and Flooding

107 households applied for aid $220K aid approved $88K to the City of Jeffersonville for repairs
2012

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid $3K to the City of Jeffersonville for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and

$87K to the City of Jeffersonville for repairs
2009

Severe Winter Storm

$173K to the City of Jeffersonville for repairs
2008

Severe Storms and Flooding

993 households applied for aid $159K aid approved $372K to the City of Jeffersonville for repairs
2005

Severe Winter Storms and Flooding

2 households applied for aid
2004

Snow

$19K to the City of Jeffersonville for repairs
2004

Severe Storms, Tornadoes, and Flooding

24 households applied for aid $13K aid approved $79K to the City of Jeffersonville for repairs
Clark County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Jeffersonville

Jeffersonville and the towns around it

Silver Creek: Moderate, mostly inland floodingUtica: Moderate, mostly inland floodingJeffersonville: High, mostly inland floodingLouisville/Jefferson County metro government: no dataCharlestown: Low, mostly inland floodingClarksville: Moderate, mostly inland floodingUtica: Moderate, mostly inland floodingCharlestown: Moderate, mostly inland floodingNew Albany: Moderate, mostly inland floodingCarr: High, mostly inland floodingSellersburg: Moderate, mostly inland floodingUnion: High, mostly inland floodingNew Albany: High, mostly inland floodingPosey: High, mostly inland floodingTaylor: High, mostly inland floodingFranklin: High, mostly inland floodingWest Point: Very high, mostly inland floodingOwen: High, mostly inland floodingOregon: High, mostly inland floodingMonroe: High, mostly inland floodingOtisco: Moderate, mostly inland floodingJeffersonville: Moderate, mostly inland flooding JeffersonvilleSilver CreekUticaJeffersonvilleLouisville/Jefferson County metro governmentCharlestownClarksvilleUticaCharlestown
Very lowLowModerateHighVery high
Jeffersonvillemostly inland floodingHigh
Jeffersonvillemostly inland floodingModerate
Clarksvillemostly inland floodingModerate
Silver Creekmostly inland floodingModerate
Uticamostly inland floodingModerate
Uticamostly inland floodingModerate
Charlestownmostly inland floodingModerate
Charlestownmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jeffersonville covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Jeffersonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jeffersonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jeffersonville total about $22.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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