Natural hazards · Jasper

Jasper, IN natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2011. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jasper?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 43% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding51%Earthquakes22%Tornadoes8%Strong wind8%Everything else11%

By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 52% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

5paid claims since 2011

$156Kpaid to owners

1homes flooded more than once

20112026

Biggest named events

Mid-spring storms: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dubois County.

Disasters that hit Jasper

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the City of Jasper.

Brought FEMA money into JasperDeclared for Dubois County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and

$46K to the City of Jasper for repairs

2009

Severe Winter Storm

$130K to the City of Jasper for repairs

2008

Severe Storms and Flooding

$101K to the City of Jasper for repairs

2005

Severe Winter Storms and Flooding

2 households applied for aid

2004

Snow

$31K to the City of Jasper for repairs

2004

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $42K to the City of Jasper for repairs

2002

Severe Storms, Tornadoes and Flooding

$16K to the City of Jasper for repairs

Dubois County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Jasper

Jasper and the towns around it

Very lowLowModerateHighVery high

Madisonmostly inland floodingModerate

Jaspermostly inland floodingModerate

Bainbridgemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasper total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.