Natural hazards · Jackson

Jackson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jackson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes19%Strong wind8%Cold waves7%Hail5%Everything else9%

By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 32 years in the area

Strong wind

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jackson flood?

Every paid claim on a federal flood insurance policy in Jackson, from FEMA’s records.

5paid claims since 1996

$32Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Jackson

Federal disasters declared here

None of the disasters declared for Steuben County shows FEMA aid or repair money reaching Jackson itself in FEMA’s records.

Brought FEMA money into JacksonDeclared for Steuben County only

Steuben County has had 10 natural disasters declared since 1953, most often winter storms and tornadoes.

Around Jackson

Jackson and the towns around it

Very lowLowModerateHighVery high

Salemmostly inland floodingModerate

Jacksonmostly inland floodingLow

Millgrovemostly inland floodingLow

Springfieldmostly inland floodingVery low

Pleasantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jackson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jackson total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.