Natural hazards · Idaville

Idaville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Idaville comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Idaville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Idaville to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves24%Tornadoes11%Strong wind7%Everything else10%

By hazard

What Idaville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Cold waves

24% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 24 years in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Idaville flood?

FEMA's records show no paid flood insurance claims in Idaville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Idaville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: White County.

Disasters that hit Idaville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Idaville itself: aid to households, or repair grants to Idaville.

Brought FEMA money into IdavilleDeclared for White County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid

2008

Severe Storms and Flooding

2 households applied for aid

2005

Severe Winter Storms and Flooding

1 household applied for aid $2K aid approved

White County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Idaville

Idaville and the towns around it

Very lowLowModerateHighVery high

Adamsmostly inland floodingHigh

Idavillemostly inland floodingModerate

Lincolnmostly inland floodingModerate

Jacksonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Idaville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Idaville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Idaville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.