Natural hazards · Huntertown

Huntertown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Huntertown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2022. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huntertown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huntertown to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes24%Strong wind7%Cold waves6%Everything else9%

By hazard

What Huntertown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 87% of U.S. places

Strong wind

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huntertown flood?

Every paid claim on a federal flood insurance policy in Huntertown, from FEMA’s records.

1paid claims since 2022

$115Kpaid to owners

0homes flooded more than once

20222026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huntertown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allen County.

Disasters that hit Huntertown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Huntertown itself: aid to households, or repair grants to the Town of Huntertown.

Brought FEMA money into HuntertownDeclared for Allen County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid

2014

Severe Winter Storm and Snowstorm

$9K to the Town of Huntertown for repairs

2008

Severe Storms and Flooding

1 household applied for aid $4K aid approved

Allen County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Huntertown

Huntertown and the towns around it

Very lowLowModerateHighVery high

Fort Waynemostly inland floodingModerate

Perrymostly inland floodingLow

Huntertownmostly inland floodingLow

Eel Rivermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huntertown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Huntertown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Huntertown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Huntertown total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.