Natural hazards · Hobbs

Hobbs, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hobbs comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hobbs?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hobbs to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes22%Cold waves8%Drought6%Strong wind5%Everything else12%

By hazard

What Hobbs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 16 years in the area

Cold waves

8% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hobbs flood?

FEMA's records show no paid flood insurance claims in Hobbs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hobbs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tipton County.

Disasters that hit Hobbs

Federal disasters declared here

None of the disasters declared for Tipton County shows FEMA aid or repair money reaching Hobbs itself in FEMA’s records.

Brought FEMA money into HobbsDeclared for Tipton County only

Tipton County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hobbs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hobbs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hobbs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.