Natural hazards · Heth

Heth, IN natural hazards

Most of the natural-hazard damage FEMA expects in Heth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heth to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes25%Cold waves7%Strong wind7%Earthquakes6%Everything else7%

By hazard

What Heth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 15 years in the area

Cold waves

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heth flood?

Every paid claim on a federal flood insurance policy in Heth, from FEMA’s records.

6paid claims since 2011

$156Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Central U.S. April Flooding: 2 claims, $130K
Mid-spring storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Heth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Heth

Federal disasters declared here

None of the disasters declared for Harrison County shows FEMA aid or repair money reaching Heth itself in FEMA’s records.

Brought FEMA money into HethDeclared for Harrison County only

Harrison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Heth

Heth and the towns around it

Very lowLowModerateHighVery high

Harrisonmostly inland floodingModerate

Hethmostly inland floodingModerate

Washingtonmostly inland floodingModerate

Boonemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Heth’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Heth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Heth total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.