Natural hazards · Henry

Henry, IN natural hazards

Most of the natural-hazard damage FEMA expects in Henry comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henry?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henry to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes30%Earthquakes6%Everything else11%

By hazard

What Henry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

30% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henry flood?

Every paid claim on a federal flood insurance policy in Henry, from FEMA’s records.

8paid claims since 2000

$381Kpaid to owners

0homes flooded more than once

20002026

Biggest named events

2026-08-Indiana-Flooding: 4 claims, $352K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Henry

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Henry itself in FEMA’s records.

Brought FEMA money into HenryDeclared for Henry County only

Henry County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

Around Henry

Henry and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingModerate

Greensboromostly inland floodingModerate

Harrisonmostly inland floodingModerate

Henrymostly inland floodingModerate

Spicelandmostly inland floodingModerate

Franklinmostly inland floodingModerate

Prairiemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henry covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Henry’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Henry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henry total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.