Natural hazards · Hendricks

Hendricks, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hendricks comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hendricks?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hendricks to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes26%Earthquakes6%Everything else18%

By hazard

What Hendricks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 15 years in the area

Earthquakes

6% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hendricks flood?

FEMA's records show no paid flood insurance claims in Hendricks.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hendricks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit Hendricks

Federal disasters declared here

None of the disasters declared for Shelby County shows FEMA aid or repair money reaching Hendricks itself in FEMA’s records.

Brought FEMA money into HendricksDeclared for Shelby County only

Shelby County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Hendricks

Hendricks and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingModerate

Needhammostly inland floodingModerate

Hendricksmostly inland floodingModerate

Shelbymostly inland floodingModerate

Mariettamostly inland floodingModerate

Addisonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hendricks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hendricks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hendricks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.