Natural hazards · Hebron

Hebron, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hebron comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hebron?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hebron to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes25%Cold waves24%Strong wind5%Everything else6%
By hazard

What Hebron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 41 years in the area

Cold waves

24% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hebron flood?

Every paid claim on a federal flood insurance policy in Hebron, from FEMA’s records.

5paid claims since 1983
$86Kpaid to owners
0homes flooded more than once
19832026

Biggest named events

  • Hurricane Ike: 2 claims, $38K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hebron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Porter County.
Disasters that hit Hebron

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hebron itself: aid to households, or repair grants to the Town of Hebron.

Brought FEMA money into HebronDeclared for Porter County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

45 households applied for aid $121K aid approved
2018

Severe Storms and Flooding

7 households applied for aid $7K aid approved
2008

Severe Storms and Flooding

52 households applied for aid $284K aid approved
2007

Snow

$6K to the Town of Hebron for repairs
2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $590 aid approved
2000

Snow

$2K to the Town of Hebron for repairs
1999

In-Winter Storm 12/23/98

$5K to the Town of Hebron for repairs
Porter County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hebron is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hebron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hebron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01