Natural hazards · Hatfield

Hatfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hatfield comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatfield to be higher than in 70% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes18%Tornadoes12%Strong wind7%Everything else17%

By hazard

What Hatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 19 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatfield flood?

FEMA's records show no paid flood insurance claims in Hatfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spencer County.

Disasters that hit Hatfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hatfield itself: aid to households, or repair grants to Hatfield.

Brought FEMA money into HatfieldDeclared for Spencer County only

2008

Severe Storms and Flooding

1 household applied for aid

Spencer County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hatfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.