Natural hazards · Harrison

Harrison, IN natural hazards

Most of the natural-hazard damage FEMA expects in Harrison comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 22 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harrison?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrison to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes22%Strong wind7%Everything else15%

By hazard

What Harrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 56 years in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harrison flood?

Every paid claim on a federal flood insurance policy in Harrison, from FEMA’s records.

22paid claims since 1985

$489Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Harrison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wells County.

Disasters that hit Harrison

Federal disasters declared here

None of the disasters declared for Wells County shows FEMA aid or repair money reaching Harrison itself in FEMA’s records.

Brought FEMA money into HarrisonDeclared for Wells County only

Wells County has had 13 natural disasters declared since 1953, most often winter storms and severe storms.

Around Harrison

Harrison and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingModerate

Nottinghammostly inland floodingModerate

Harrisonmostly inland floodingLow

Lancastermostly inland floodingLow

Frenchmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrison covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Harrison’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Harrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harrison total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.