Natural hazards · Greentown

Greentown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greentown comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greentown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greentown to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes18%Cold waves9%Strong wind6%Everything else16%

By hazard

What Greentown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 15 years in the area

Cold waves

9% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greentown flood?

FEMA's records show no paid flood insurance claims in Greentown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greentown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Greentown

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greentown itself: aid to households, or repair grants to the Town of Greentown.

Brought FEMA money into GreentownDeclared for Howard County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

11 households applied for aid

2007

Snow

$4K to the Town of Greentown for repairs

2005

Severe Winter Storms and Flooding

10 households applied for aid $8K aid approved $5K to the Town of Greentown for repairs

2003

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $27K aid approved

1999

In-Winter Storm 12/23/98

$3K to the Town of Greentown for repairs

Howard County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greentown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Greentown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Greentown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.