Natural hazards · Greenfield

Greenfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greenfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 42 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Greenfield?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenfield to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes23%Earthquakes8%Everything else14%
By hazard

What Greenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 79% of U.S. places

Earthquakes

8% of expected damage
Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Greenfield flood?

Every paid claim on a federal flood insurance policy in Greenfield, from FEMA’s records.

42paid claims since 1980
$758Kpaid to owners
8homes flooded more than once
19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Greenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Greenfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greenfield itself: aid to households, or repair grants to the City of Greenfield.

Brought FEMA money into GreenfieldDeclared for Hancock County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

17 households applied for aid $14K aid approved
2008

Severe Storms, Flooding, and Tornadoes

55 households applied for aid $54K aid approved $55K to the City of Greenfield for repairs
2007

Snow

$31K to the City of Greenfield for repairs
2005

Severe Winter Storms and Flooding

12 households applied for aid $26K aid approved
2004

Snow

$22K to the City of Greenfield for repairs
2003

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $11K aid approved
1999

In-Winter Storm 12/23/98

$17K to the City of Greenfield for repairs
Hancock County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenfield covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Greenfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenfield total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01