Natural hazards · Greenfield

Greenfield, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greenfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenfield to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes28%Strong wind8%Everything else15%

By hazard

What Greenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 10 years in the area

Strong wind

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenfield flood?

Every paid claim on a federal flood insurance policy in Greenfield, from FEMA’s records.

6paid claims since 1983

$31Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Greenfield

Federal disasters declared here

None of the disasters declared for Orange County shows FEMA aid or repair money reaching Greenfield itself in FEMA’s records.

Brought FEMA money into GreenfieldDeclared for Orange County only

Orange County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Greenfield

Greenfield and the towns around it

Very lowLowModerateHighVery high

Paolimostly inland floodingHigh

French Lickmostly inland floodingHigh

Greenfieldmostly inland floodingHigh

Jacksonmostly inland floodingHigh

Patokamostly inland floodingHigh

Sterlingmostly inland floodingHigh

Southeastmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Greenfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Greenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenfield total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.