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Natural hazards · Greencastle

Greencastle, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greencastle comes from inland flooding, and overall the risk is very low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Greencastle?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greencastle to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes20%Cold waves14%Strong wind12%Earthquakes8%Hail6%Everything else8%
By hazard

What Greencastle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 87% of U.S. places

Cold waves

14% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Strong wind

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

8% of expected damage
Above average · higher than 71% of U.S. places

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Greencastle flood?

FEMA's records show no paid flood insurance claims in Greencastle.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Greencastle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Putnam County.
Disasters that hit Greencastle

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greencastle itself: aid to households, or repair grants to the City of Greencastle.

Brought FEMA money into GreencastleDeclared for Putnam County only
2014

Severe Winter Storm and Snowstorm

$15K to the City of Greencastle for repairs
2008

Severe Storms, Flooding, and Tornadoes

44 households applied for aid $57K aid approved $12K to the City of Greencastle for repairs
2007

Snow

$10K to the City of Greencastle for repairs
2005

Severe Winter Storms and Flooding

1 household applied for aid $3K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $15K to the City of Greencastle for repairs
2003

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $28K aid approved
1999

In-Winter Storm 12/23/98

$12K to the City of Greencastle for repairs
Putnam County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greencastle is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Greencastle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greencastle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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