Natural hazards · Greencastle

Greencastle, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greencastle comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greencastle?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greencastle to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes18%Cold waves12%Strong wind11%Earthquakes8%Hail5%Everything else7%

By hazard

What Greencastle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 87% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 72% of U.S. places

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greencastle flood?

Every paid claim on a federal flood insurance policy in Greencastle, from FEMA’s records.

2paid claims since 2011

$43Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Mid-spring storms: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greencastle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Greencastle

Federal disasters declared here

None of the disasters declared for Putnam County shows FEMA aid or repair money reaching Greencastle itself in FEMA’s records.

Brought FEMA money into GreencastleDeclared for Putnam County only

Putnam County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Greencastle

Greencastle and the towns around it

Very lowLowModerateHighVery high

Monroemostly inland floodingHigh

Madisonmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Warrenmostly inland floodingModerate

Marionmostly inland floodingModerate

Greencastlemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greencastle covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Greencastle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Greencastle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greencastle total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.