Natural hazards · Gosport

Gosport, IN natural hazards

Most of the natural-hazard damage FEMA expects in Gosport comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gosport?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gosport to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding55%Strong wind14%Tornadoes10%Cold waves6%Everything else15%

By hazard

What Gosport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Strong wind

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 20 years in the area

Cold waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gosport flood?

FEMA's records show no paid flood insurance claims in Gosport.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gosport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Owen County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Gosport

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gosport itself: aid to households, or repair grants to the Town of Gosport.

Brought FEMA money into GosportDeclared for Owen County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

45 households applied for aid $216K aid approved

2008

Severe Storms, Flooding, and Tornadoes

128 households applied for aid $474K aid approved $19K to the Town of Gosport for repairs

2005

Severe Winter Storms and Flooding

6 households applied for aid $13K aid approved $8K to the Town of Gosport for repairs

2004

Snow

$2K to the Town of Gosport for repairs

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

Owen County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gosport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gosport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gosport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.