Natural hazards · Gillam

Gillam, IN natural hazards

Most of the natural-hazard damage FEMA expects in Gillam comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gillam?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gillam to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves18%Tornadoes11%Strong wind6%Everything else9%

By hazard

What Gillam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Strong wind

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gillam flood?

FEMA's records show no paid flood insurance claims in Gillam.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gillam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Gillam

Federal disasters declared here

None of the disasters declared for Jasper County shows FEMA aid or repair money reaching Gillam itself in FEMA’s records.

Brought FEMA money into GillamDeclared for Jasper County only

Jasper County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Gillam

Gillam and the towns around it

Very lowLowModerateHighVery high

Hanging Grovemostly inland floodingModerate

Gillammostly inland floodingLow

Barkleymostly inland floodingLow

Walkermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gillam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gillam’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gillam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.