Natural hazards · Gaston

Gaston, IN natural hazards

Most of the natural-hazard damage FEMA expects in Gaston comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gaston?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gaston to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes19%Everything else21%

By hazard

What Gaston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 29 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gaston flood?

FEMA's records show no paid flood insurance claims in Gaston.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gaston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Gaston

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gaston itself: aid to households, or repair grants to the Town of Gaston.

Brought FEMA money into GastonDeclared for Delaware County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

17 households applied for aid $94K aid approved

2007

Snow

$4K to the Town of Gaston for repairs

2005

Severe Winter Storms and Flooding

181 households applied for aid $121K aid approved $41K to the Town of Gaston for repairs

2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $9K aid approved

Delaware County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gaston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gaston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gaston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.