Natural hazards · Frankton

Frankton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Frankton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frankton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frankton to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes11%Cold waves7%Everything else14%

By hazard

What Frankton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frankton flood?

Every paid claim on a federal flood insurance policy in Frankton, from FEMA’s records.

3paid claims since 1980

$9Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Frankton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Frankton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frankton itself: aid to households, or repair grants to the Town of Frankton.

Brought FEMA money into FranktonDeclared for Madison County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

4 households applied for aid $10K aid approved

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $15K to the Town of Frankton for repairs

2007

Snow

$2K to the Town of Frankton for repairs

2005

Severe Winter Storms and Flooding

50 households applied for aid $36K aid approved $43K to the Town of Frankton for repairs

2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved

1999

In-Winter Storm 12/23/98

$3K to the Town of Frankton for repairs

Madison County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frankton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Frankton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Frankton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Frankton total about $732K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.