Natural hazards · Fowler

Fowler, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fowler comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fowler?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fowler to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves25%Tornadoes18%Earthquakes7%Strong wind7%Hail5%Everything else4%

By hazard

What Fowler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Cold waves

25% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Above average · higher than 69% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fowler flood?

FEMA's records show no paid flood insurance claims in Fowler.

Disasters that hit Fowler

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fowler itself: aid to households, or repair grants to the Town of Fowler.

Brought FEMA money into FowlerDeclared for Benton County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

11 households applied for aid $21K aid approved

2008

Severe Storms and Flooding

17 households applied for aid $24K aid approved $3K to the Town of Fowler for repairs

2007

Snow

$5K to the Town of Fowler for repairs

2004

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $30K aid approved

1999

In-Winter Storm 12/23/98

$5K to the Town of Fowler for repairs

Benton County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fowler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fowler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fowler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.