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Natural hazards · Floyds Knobs

Floyds Knobs, IN natural hazards

Most of the natural-hazard damage FEMA expects in Floyds Knobs comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Floyds Knobs?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Floyds Knobs to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes25%Cold waves13%Strong wind8%Everything else8%
By hazard

What Floyds Knobs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 53 years in the area

Cold waves

13% of expected damage
Below average · higher than 48% of U.S. places
Recorded about once a year in the area

Strong wind

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Floyds Knobs flood?

FEMA's records show no paid flood insurance claims in Floyds Knobs.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Floyds Knobs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Floyd County.
Disasters that hit Floyds Knobs

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Floyds Knobs itself: aid to households, or repair grants to Floyds Knobs.

Brought FEMA money into Floyds KnobsDeclared for Floyd County only
2018

Severe Storms and Flooding

9 households applied for aid $6K aid approved
2008

Severe Storms and Flooding

116 households applied for aid $10K aid approved
2005

Severe Winter Storms and Flooding

1 household applied for aid
2004

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $14K aid approved
Floyd County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Floyds Knobs

Floyds Knobs and the towns around it

Lafayette: Moderate, mostly inland floodingNew Albany: Moderate, mostly inland floodingGreenville: Moderate, mostly inland floodingGeorgetown: Moderate, mostly inland floodingCarr: High, mostly inland floodingWood: High, mostly inland floodingGalena: Moderate, mostly inland floodingJeffersonville: High, mostly inland floodingNew Albany: High, mostly inland floodingLouisville/Jefferson County metro government: no dataClarksville: Moderate, mostly inland floodingSilver Creek: Moderate, mostly inland floodingFranklin: High, mostly inland floodingSellersburg: Moderate, mostly inland floodingFloyds Knobs: Moderate, mostly inland flooding Floyds KnobsLafayetteNew Albany
Very lowLowModerateHighVery high
New Albanymostly inland floodingModerate
Floyds Knobsmostly inland floodingModerate
Lafayettemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Floyds Knobs is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Floyds Knobs’s own flood-insurance community; household aid to the registrant’s city; repair grants to Floyds Knobs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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