Natural hazards · Ferdinand

Ferdinand, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ferdinand comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2018. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ferdinand?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ferdinand to be higher than in 42% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding53%Earthquakes16%Strong wind10%Tornadoes9%Everything else13%

By hazard

What Ferdinand faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 27 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ferdinand flood?

Every paid claim on a federal flood insurance policy in Ferdinand, from FEMA’s records.

1paid claims since 2018

$33Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ferdinand isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dubois County.

Disasters that hit Ferdinand

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ferdinand itself: aid to households, or repair grants to the Town of Ferdinand.

Brought FEMA money into FerdinandDeclared for Dubois County only

2005

Severe Winter Storms and Flooding

1 household applied for aid

2004

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $6K to the Town of Ferdinand for repairs

Dubois County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ferdinand is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ferdinand’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ferdinand. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.