Natural hazards · Fairmount

Fairmount, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fairmount comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairmount?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairmount to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes24%Heat waves6%Cold waves5%Everything else14%

By hazard

What Fairmount faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 44 years in the area

Heat waves

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairmount flood?

Every paid claim on a federal flood insurance policy in Fairmount, from FEMA’s records.

1paid claims since 2013

$6Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairmount isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Fairmount

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairmount itself: aid to households, or repair grants to the Town of Fairmount.

Brought FEMA money into FairmountDeclared for Grant County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

12 households applied for aid $7K aid approved

2008

Severe Storms, Flooding, and Tornadoes

53 households applied for aid $10K aid approved

2005

Severe Winter Storms and Flooding

150 households applied for aid $101K aid approved $24K to the Town of Fairmount for repairs

2003

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $7K aid approved

Grant County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairmount is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairmount’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairmount. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.