Natural hazards · Fairland

Fairland, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fairland comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairland to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes28%Earthquakes6%Everything else16%

By hazard

What Fairland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Earthquakes

6% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairland flood?

FEMA's records show no paid flood insurance claims in Fairland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Fairland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairland itself: aid to households, or repair grants to the Town of Fairland.

Brought FEMA money into FairlandDeclared for Shelby County only

2008

Severe Storms, Flooding, and Tornadoes

13 households applied for aid $36K aid approved

2005

Severe Winter Storms and Flooding

4 households applied for aid $7K aid approved

Shelby County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.