Natural hazards · Erie

Erie, IN natural hazards

Most of the natural-hazard damage FEMA expects in Erie comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Erie?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Erie to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes11%Cold waves11%Strong wind7%Everything else13%

By hazard

What Erie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 26 years in the area

Cold waves

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Erie flood?

FEMA's records show no paid flood insurance claims in Erie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Erie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Erie

Federal disasters declared here

None of the disasters declared for Miami County shows FEMA aid or repair money reaching Erie itself in FEMA’s records.

Brought FEMA money into ErieDeclared for Miami County only

Miami County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Erie

Erie and the towns around it

Very lowLowModerateHighVery high

Perumostly inland floodingVery high

Butlermostly inland floodingModerate

Eriemostly inland floodingModerate

Noblemostly inland floodingModerate

Richlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Erie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Erie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Erie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.