Natural hazards · Eel River

Eel River, IN natural hazards

Most of the natural-hazard damage FEMA expects in Eel River comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eel River?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eel River to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes13%Cold waves8%Everything else21%

By hazard

What Eel River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eel River flood?

Every paid claim on a federal flood insurance policy in Eel River, from FEMA’s records.

1paid claims since 2008

$399paid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 1 claim, $399

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eel River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Eel River

Federal disasters declared here

None of the disasters declared for Hendricks County shows FEMA aid or repair money reaching Eel River itself in FEMA’s records.

Brought FEMA money into Eel RiverDeclared for Hendricks County only

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Eel River

Eel River and the towns around it

Very lowLowModerateHighVery high

Eel Rivermostly inland floodingModerate

Unionmostly inland floodingModerate

Marionmostly inland floodingModerate

Jacksonmostly inland floodingLow

Clarkmostly inland floodingLow

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eel River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eel River’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eel River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eel River total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.