Natural hazards · Edinburgh

Edinburgh, IN natural hazards

Most of the natural-hazard damage FEMA expects in Edinburgh comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 44 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edinburgh?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edinburgh to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes20%Earthquakes10%Strong wind9%Everything else12%

By hazard

What Edinburgh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

10% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edinburgh flood?

Every paid claim on a federal flood insurance policy in Edinburgh, from FEMA’s records.

44paid claims since 1979

$1.2Mpaid to owners

5homes flooded more than once

19792026

Biggest named events

Storm: 29 claims, $1.1M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Edinburgh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

What’s been done with FEMA grants

1storm safe rooms built

1flood-prone properties bought out and cleared

Disasters that hit Edinburgh

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Edinburgh itself: aid to households, or repair grants to the Town of Edinburgh.

Brought FEMA money into EdinburghDeclared for Johnson County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid

2014

Severe Winter Storm and Snowstorm

$3K to the Town of Edinburgh for repairs

2008

Severe Storms, Flooding, and Tornadoes

302 households applied for aid $1.0M aid approved $531K to the Town of Edinburgh for repairs

2005

Severe Winter Storms and Flooding

1 household applied for aid $8K aid approved

2004

Snow

$18K to the Town of Edinburgh for repairs

Johnson County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edinburgh covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Edinburgh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Edinburgh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edinburgh total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.