Earl Park is calmer than 73% of U.S. communities
Most of the natural-hazard damage FEMA expects in Earl Park comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.
What stands out about Earl Park’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Earl Park?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.
Calmer than 1,502 of the 1,977 Indiana towns we cover.
Earl Park is smaller than a census tract, so it shares the figures of the tract around its center.
Does Earl Park flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Earl Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
What Earl Park faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Hail
Strong wind
Earthquakes
3 federal disasters brought FEMA money to Earl Park
Disasters that paid out in Earl Park itself (aid to households or repair grants to the Town of Earl Park) and its biggest flood years.
- 2023Severe Storms, Straight-Line Winds, and Tornadoes3 households applied for aid
- 2008Severe Storms and Flooding7 households applied for aid$4K aid approved
- 2004Severe Storms, Tornadoes, and Flooding7 households applied for aid$12K aid approved
Benton County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.
Old photos of Earl Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Earl Park archive →Get ready for what Earl Park actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in January–March
The month each of Benton County’s 19 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Earl Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Earl Park.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Earl Park.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.