Natural hazards · Duneland Beach

Duneland Beach, IN natural hazards

Most of the natural-hazard damage FEMA expects in Duneland Beach comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Duneland Beach?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Duneland Beach to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes15%Cold waves14%Everything else7%
By hazard

What Duneland Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

15% of expected damage
Well above average · higher than 81% of U.S. places

Cold waves

14% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Duneland Beach flood?

FEMA's records show no paid flood insurance claims in Duneland Beach.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Duneland Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: LaPorte County.
Disasters that hit Duneland Beach

Federal disasters declared here

None of the disasters declared for LaPorte County shows FEMA aid or repair money reaching Duneland Beach itself in FEMA’s records.

Brought FEMA money into Duneland BeachDeclared for LaPorte County only
LaPorte County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Duneland Beach

Duneland Beach and the towns around it

Long Beach: Low, mostly inland floodingMichiana Shores: Moderate, mostly inland floodingMichigan City: Very low, mostly inland floodingDuneland Beach: Moderate, mostly inland flooding Duneland BeachLong BeachMichiana Shores
Very lowLowModerateHighVery high
Duneland Beachmostly inland floodingModerate
Michiana Shoresmostly inland floodingModerate
Long Beachmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Duneland Beach is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Duneland Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to Duneland Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01