Natural hazards · Dune Acres

Dune Acres, IN natural hazards

Most of the natural-hazard damage FEMA expects in Dune Acres comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dune Acres?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dune Acres to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes22%Cold waves21%Everything else9%

By hazard

What Dune Acres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

21% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dune Acres flood?

FEMA's records show no paid flood insurance claims in Dune Acres.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dune Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Porter County.

Disasters that hit Dune Acres

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dune Acres itself: aid to households, or repair grants to the Town of Dune Acres.

Brought FEMA money into Dune AcresDeclared for Porter County only

2000

Snow

$1K to the Town of Dune Acres for repairs

1999

In-Winter Storm 12/23/98

$1K to the Town of Dune Acres for repairs

Porter County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dune Acres

Dune Acres and the towns around it

Very lowLowModerateHighVery high

Dune Acresmostly inland floodingLow

Portermostly inland floodingLow

Burns Harbormostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dune Acres is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dune Acres’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dune Acres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.